It’s not our job to enforce speed limits or coach your driving (though of course we’d always encourage you to drive safely and within legal limits). We won’t use data about how fast you are driving to refuse a claim… unless:

  • An accident is severe enough that the police are involved and they want more evidence than they can find at the scene - then they may apply for a court order. Upon receipt of a court order we’d need to share with them any data that they request from us; and

  • The police find that you were driving dangerously or taking part in a race or time trials when the accident happened. If that’s the case, then damages to you and your car wouldn’t be covered.

We can also use the Miles Tracker to provide information that may help prove you weren’t at fault for an accident.

To give you some examples, we’ve previously used Miles Tracker data to:

  • Help the police to quickly recover one of our member’s cars after it was stolen

  • Prove that a member’s car was in a different location when they were accused of driving into the back of someone else’s vehicle

  • Prove that the speed at the time of impact wasn’t sufficient to cause someone’s whiplash claim, after one of our members caused an impact with another car

While you’re here, you might want to read our FAQ on speeding, and also the one about why our policies are different to your average black box policy.

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