The short answer is no! While we recommend that drivers follow Government advice and avoid all non-essential travel at the moment, with a By Miles policy, you’ll continue to be covered as normal during this time.
Whether we’re in lockdown or not, your pay-by-mile policy is fully comprehensive, providing cover for social, domestic and pleasure use, whether parked or on the move (to see whether you’re eligible for additional cover like commuting and business use, please check out your Policy Schedule). If you’re continuing to keep up with the agreements outlined in your policy documents, you’ll always be covered.
Plus, with a pay-by-mile policy, you’ll only pay for the miles you actually drive. So if the car’s parked up during lockdown, you’ll pay less as a result.