Inflation impacts different products and services differently. A lot of the costs that come with providing car insurance have gone up way above the general rate of inflation.
Because of shortages of parts and labour, repairs are much more expensive than they were a few years ago - and take longer to complete. As tend to happens in tough times, certain types of car crime have been on the up - which increases risk for everyone. And because of lack of supply, second car prices are very high - which makes them more expensive to replace like for like.
We know none of the above is your fault - but it does mean that, across the industry, prices are up on average. But we don’t take the average approach to pricing. With us, whenever you’re driving less, you’re paying less. So, even if your quote has gone up, you could still end up saving money. It always comes down to the mileage you actually do.