Pay-by-mile, Monthly, Premium, Calculated, Miles
The idea behind pay-by-mile is simple.
If your car's just sitting there parked up, it stands to reason that you're less likely to have an accident. That means you're less likely to claim. So if you don't drive that much, you could be paying too much for your motor insurance.
With a pay-by-mile policy, you pay a fixed cost to cover your car while it's parked for the year, and we'll give you a per-mile rate of a matter of pennies to cover your driving.
After that, you just pay for the exact number of miles you've driven each month. A bit like a mobile phone bill.
Upfront fixed cost - You pay this at the start of the year to cover your car against theft, vandalism, fire and accidental damage while it's parked up.
Per-mile rate - You pay this for each mile you've driven at the end of each month, which covers you fully comp while you're driving.
Monthly insurance cost = Per-mile rate x Miles driven
We also have capped mileage discounts, as we cap your costs to help with those longer journeys. We'll never charge you for more than 150 miles in a day (drive further than that and the rest are on us).
Need help spreading the upfront cost?
When you get your quote, depending on your details, you may see the option to change how you pay your upfront fixed cost. Pay less upfront, and spread the rest over the year in monthly instalments. For more information, check out this FAQ.
If you have any questions, get in touch with our team at email@example.com or give us a ring on 0330 088 3838.