Who underwrites your insurance? Underwriter, Claims, Insurance, Payout Our policies are underwritten by U K Insurance Ltd. They are authorised by both the Prudential Regulation Authority and the Financial Conduct Authority. Related articles What's the catch? How come you're so much cheaper than my renewal from my current insurer? How do I get in touch? What happens if I drive more than the mileage I estimated in my quote? Is this a black box policy? What driving data do you record and how is it used? Why is my final quote price different to my quick quote?