Your No Claims Discount (NCD) will increase every year to coincide with the renewal date of your policy if you don’t have any ‘fault’ claims. If you leave us at renewal, we'll provide you with your NCD proof which includes the NCD you've earned and grown with us.
No Claims Discount protection is included as standard with every By Miles policy. This means that even if you do make a ‘fault’ claim after either purchasing or renewing your policy (policy start date), your NCD will remain at the same level at the next renewal as it was at the policy start date.
Some claims, such as glass damage, won’t affect your NCD so even if you do make a claim you’ll still earn an extra years NCD when your policy is due for renewal. It's worth noting that NCD protection doesn't protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident, even if you were not at fault.