A vehicle is usually a total loss (also known as a ‘write off’)) if repairing it wouldn’t make financial sense (for example, if it would cost more to fix than to replace).
There are different categories of total loss so what happens next can vary. Please contact us once you’ve been informed of your total loss using live chat in the app or web dashboard, email support@bymiles.co.uk, or call us on 0330 0883838 to discuss your options and we can agree next steps.