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Important information about By Miles.

We're no longer offering quotes for new customers. If you already have a valid quote from us, you can still retrieve it and buy a policy.

If you’re already a By Miles member, don’t worry – your existing insurance policy is still valid and you’re covered until your policy ends. Until then, you’ll be able to get in touch, manage your policy and use our mobile app or web dashboard as normal.

We will continue to offer new renewal quotes to existing customers until 6th January 2026.

Read the full update

By Miles - Advice and answers from the By Miles Team Help Center home page Go to By Miles
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  1. By Miles - Advice and answers from the By Miles Team
  2. What to do when making a claim

What to do when making a claim

Stay cool, calm and get in touch with us. Find out more in this section.

  • I don't agree with my total loss valuation
  • My car has been written off (categorised as a total loss), but I don’t think that’s right. What can I do?
  • When will I receive my total loss payment from my insurer ?
  • Why have I been charged for storage?
  • Who is Auxillis?
  • Who will recover my vehicle in case of a serious accident?
  • What happens when I have a claim whilst driving abroad?
  • I have a fault claim on my policy, but I believe that’s wrong. How do I change it?
  • How do I make a claim?
  • How do I get in touch with RAC if I have a breakdown?
  • I have been in an accident but I only want to inform you. What shall I do?
  • My car has been vandalised, am I covered?
  • If there’s an incident, do I need to claim?
  • I've been in an accident. What do I do?
  • My car has been stolen. What do I do?
  • I have been informed my vehicle is a write off (also known as a total loss) by my insurer, what happens next?
  • Do you offer a courtesy car in the event of an accident?
  • How does your excess work?
  • Can I choose who carries out my repair?
  • Can I see a list of approved repairers for bodyshop repairs?
  • What happens if I can't exchange details with the other person involved in an accident?
  • If my car is stolen, will I have to pay for the miles the thief travels?
  • I made a claim and the garage gave me a courtesy car. Am I covered?
  • What do I do if I've collided with an animal?
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